Merchant Pay

Here’s a clear step-by-step guide on how to use MoMoney to pay merchants with Fixed & Dynamic QR voucher codes:

1. Paying a Merchant with a Fixed Voucher Code

(e.g., "HOTDEAL")

1. Scan the Merchant’s QR Code

   • Open MoMoney → Tap "Scan QR" → Scan the merchant’s QR.

2. Enter Amount & Proceed

   • Input the payment amount → Tap "Next".

3. Apply Fixed Voucher Code

   • On the preview screen, tap "Choose Voucher".

   • Enter the fixed voucher code (e.g., HOTDEAL) → Tap "Apply".

4. Confirm Discount & Pay

   • Check the discounted amount → Tap "Accept".

   • Enter your MoMoney PIN to complete payment.

5. Payment Success & Voucher Record

   • You’ll see a transaction success screen.

   • Used vouchers appear in "My Vouchers".

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2. Paying with a Dynamic QR + Voucher Code

(You Generate the QR for the Merchant to Scan)

Method 1: Apply Voucher Before Generating QR

1. Generate Your Payment QR

   • Open MoMoney → Tap "QR" on the home screen → Select "Payment QR".

2. Attach a Voucher Code

   • Tap "Use Voucher Code" → Choose your voucher.

3. Merchant Scans Your QR

   • The QR now includes the discount.

   • The merchant scans it → Payment completes automatically.

Method 2: Apply Voucher After Merchant Requests Payment

1. Merchant Requests Payment (e.g., via their POS system).

2. MoMoney Shows a Dynamic QR with a "Use Voucher" option.

3. Select Voucher → Apply discount → Confirm payment with PIN.

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Key Differences

Fixed QR (Merchant's QR)	Dynamic QR (Your QR)
You scan the merchant’s code.	Merchant scans your code.
Apply voucher before PIN.	Voucher applied during QR generation.
Discount shown in preview.	Discount embedded in QR.

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Tips

✔ Fixed vouchers (e.g., HOTDEAL) work only at participating merchants. ✔ Dynamic vouchers apply discounts before the merchant scans. ✔ Check "My Vouchers" for expired/used codes.