Kyo Htote

Step 1: Access Service

1. Log in to your MoMoney app

2. From the home screen, tap "Kyo Htote" service

Step 2: Verify Information

• System displays:

  • Company information

  • Staff name

  • NRC number

• Confirm all details are correct

Step 3: Enter Loan Amount

1. Input your desired loan amount

   • Must be within available limit

   • Check applicable fees/interest

Step 4: Submit Application

1. Tap "Apply" button

2. Carefully read all Terms & Conditions

Step 5: Signature Process

• Either:

  • Draw your signature on screen, OR

  • Upload a signature image

Step 6: Final Confirmation

1. Review all transaction details:

   • Loan amount

   • Fees

   • Repayment terms

2. Press "Confirm" button

Step 7: Authentication

• Enter your 6-digit security PIN

• This authorizes the loan disbursement

Step 8: Completion

• Successful transaction page shows:

Important Notes:

• 🕒 Processing time may vary

• 📝 Keep repayment schedule reminder

• 🔐 Never share your PIN

• ℹ️ Contact MoMoney support for discrepancies