Online Merchant Payment

This feature allows users to make payments on e-commerce websites using the Mo Money app

🔁 User Flow Breakdown

Method 1: QR Code Scan

1. User visits e-commerce website.

2. Selects product/route and views total amount.

3. Chooses "MoMoney" as payment method.

4. Website displays a QR Code.

5. User opens MoMoney App → taps “Scan QR”.

6. Scans the QR code.

7. Transaction details appear in the app.

8. User taps “Accept”.

9. Enters 6-digit PIN.

10. E-money is deducted from wallet.

11. Payment is completed.

Method 2: Push Notification

1. Merchant enters MoMoney phone number and amount in their system.

2. User logs into MoMoney App.

3. Receives push notification.

4. Taps “Accept”.

5. Enters 6-digit PIN.

6. E-money is deducted from wallet.

7. Payment is completed.